Envelope budgeting for people getting out of debt.
Give every dollar a job. Sweep what's left at the snowball. $2.99, one time. No subscription, no bank linking, no ads.
iPhone & iPad · iCloud sync · Built for iOS 17+
One purchase, $2.99
Yours forever. No trial. No tier. No upsell.
No bank login
You log spending on purpose. The friction is the point.
Private by design
Your data lives in your iCloud. We can't see it.
Built for the way debt actually gets paid off.
Not the way bank apps want you to think it does.
Envelopes that work like cash
Every dollar gets assigned before you spend it. Roll the leftover, sweep it to debt or savings, or zero it — your call, per envelope.
Periods that match your paycheck
Monthly or paycheck-based. Future-date your first period if your next paycheck is days away. DebtSweep waits until your money is real.
Snowball or avalanche
Smallest balance first for quick wins, or highest APR first for the lowest interest paid. Switch any time.
Reconcile cards before you pay
Per-card reports compare what DebtSweep says you spent against your statement. Plain-text export to share or save.
Reports that read at a glance
Six-month spending trend per envelope. Cash flow per period. Debt progress over time, all the way to the day you're free.
55 badges, one trophy case
Unlock badges for funding envelopes, hitting payoff streaks, building the habit. Quietly fun. Never gimmicky.
How it works.
Set up in five minutes. Run for life.
Set the cycle
Monthly or every paycheck. Pick the one that matches how you actually get paid.
Fill the envelopes
Groceries, gas, rent — assign each one a number. The leftover is your sweep.
Log on the go
One tap on the dashboard. Pick the envelope, type the amount. Done.
Watch the debt fall
The progress ring fills. The projection updates. The day you're free gets closer.
Your money. Your data. Full stop.
DebtSweep doesn't connect to your bank, doesn't run analytics, and doesn't ship with advertising SDKs. Your budget and history live in your private iCloud database, encrypted by Apple, controlled by you. The developer can't read it.
Common questions.
Why no bank linking?
Auto-imported transactions feel like progress, but they let you spend without thinking. Logging an expense by hand — even just five seconds — is the moment a budget actually works. The friction is the feature.
Does it sync between my iPhone and iPad?
Yes. Sign in to iCloud on both devices and your budget, transactions, debts, and badges flow automatically. Apple handles the sync; we never see the data.
Is there a subscription?
No. $2.99 once. No tier, no trial, no upgrade. The whole app is yours.
What about Android?
Not yet. v1 is iPhone and iPad only. If there's enough interest, an Android version is on the table.
Can I export my data?
Yes — per-card reconciliation reports export to plain text via the iOS share sheet. A full-budget export is on the roadmap.
What happens if I delete the app?
Your iCloud copy stays put. Reinstall and your budget comes back. Want to wipe it? Settings → About → Reset onboarding clears everything across all your devices.
Get out of debt without losing your weekend to a spreadsheet.
$2.99 one time · iPhone & iPad · iOS 17+